As of April 1, 2025, the total amount of deposits from individuals, including individual entrepreneurs (IEs), in Ukrainian banks exceeded ₴1.392 trillion. This is ₴1.7 billion more than at the beginning of March.
This is reported by Finway
According to the Deposit Guarantee Fund, of this total amount of individual deposits, deposits in hryvnias account for ₴892.8 billion, which is ₴4.8 billion less, while deposits in foreign currency amounted to ₴500 billion, increasing by ₴6.5 billion. The share of IEs among depositors is 3.2%, while in the structure of the total deposits, it constitutes 11.2%. The amount of deposits from IEs reached ₴156.6 billion.
Structure of Ukrainian Deposits
The largest share of depositors – 57.4% – has deposits of up to ₴200,000. However, in the structure of the total volume of deposits, this category represents only 28.38%. The most significant portion of all funds is provided by deposits exceeding ₴600,000, which are held by only 0.54% of Ukrainians.
Changes in Deposit Rates
It is worth noting that Ukrainian banks raised rates on hryvnia deposits in April. Overall, rates increased by 1-1.5 percentage points. The most advantageous remain deposits for 6-9 months, which on average yield 13.5-14.5% per annum.