The Pension Fund of Ukraine has provided clarification regarding the mandatory duration of insurance experience for citizens planning to retire in 2026. The key factor in determining the age at which a pension is granted is the existing insurance experience, rather than merely reaching the appropriate age.
This is reported by Finway
Requirements for Insurance Experience in 2026
According to the provisions of Article 26 of the Law of Ukraine “On Mandatory State Pension Insurance,” the required duration of experience depends on the age at which a person applies for pension appointment:
- After reaching 60 years – a minimum of 33 years of insurance experience.
- After reaching 63 years – at least 23 years of experience.
- After reaching 65 years – a minimum of 15 years of experience.
Features of Pension Appointment if Age is Reached Earlier
If a citizen reaches the age of 60, 63, or 65 in 2025 but applies for pension appointment in 2026, the requirements for minimum insurance experience will be somewhat different. In this case, the required experience for receiving a pension is:
- After reaching 60 years in 2025 – 32 years of experience.
- After reaching 63 years in 2025 – 22 years of experience.
- After reaching 65 years in 2025 – 15 years of experience.
“Important! If a person reaches the age of 60 / 63 / 65 in 2025 and applies for pension appointment in 2026, the required insurance experience for pension appointment is 32 / 22 / 15 years respectively,” the Pension Fund of Ukraine stated.
Thus, when planning to retire in 2026, it is advisable to check the amount of accumulated insurance experience in advance to timely exercise the right to pension provision.