Startup Tria Raises $12 Million to Create a Non-Custodial Neobank Platform

Стартап Tria залучив $12 млн в рамках двох раундів фінансування

Startup Tria has successfully completed its seed and strategic funding rounds, raising a total of $12 million in investments to develop a new global non-custodial neobank platform aimed at individuals and AI agents.

This is reported by Finway

Key Investors and Platform Features

The investments were provided by P2 Ventures, Aptos, the Tria community, as well as executives from companies such as Polygon, Ethereum Foundation, Wintermute, Sentient, 0G, Concrete, Eigen, and other well-known industry players. Polychain and Polygon joined as advisors during the seed round.

The Tria platform is being developed as a solution to simplify the use of cryptocurrencies in everyday financial transactions. The startup team notes that modern neobanks, such as Revolut and Monzo, have already transformed fiat finance by masking the complexities of traditional banking systems, processing over $4 trillion in global transactions today. Tria aims to achieve a similar breakthrough in the realm of digital assets.

“Tria addresses one of the biggest challenges of cryptocurrencies — their real-world usage. For the first time, users can spend, trade, and earn — all from one non-custodial balance, without worrying about gas fees or seed phrases,” the company added.

Tria’s developers emphasize the seamlessness and immediacy of transactions: the platform offers fee-free operations, including payment for goods, token exchanges between different blockchains, and international transfers. Tria’s Visa payment cards are accepted in over 150 countries and support more than 1,000 tokens, with trades conducted through the proprietary Tria BestPath system. Users’ idle assets automatically generate income to cover the card balance.

Technologies and Development Plans

The product is based on the innovative BestPath AVS technology — a decentralized settlement marketplace where solvers, routers, and relayers compete for the fastest transaction routing between different blockchains. According to Tria, BestPath already serves over 250,000 users and is utilized by more than 70 protocols and AI ecosystems, including Polygon, Arbitrum, Sentient, and Injective.

The team also notes that the implementation of stablecoins, tokenized real-world assets (RWAs), and autonomous agents is transforming the financial infrastructure. According to forecasts, the volume of on-chain transactions will reach $100 trillion by 2030, yet 98% of users still deal with outdated user experiences.

“Revolut opened TradFi through design, and Web3 now needs the same — without losing custodial rights. By 2030, over 25% of global digital payments ($25-30 trillion annually) will be executed by AI agents. Tria is becoming that missing link: a consumer neobank on top and a programmable payment infrastructure below,” emphasized Tria.

The founders of Tria are Part Bhalla and Vidhit Katta. The team includes specialists from Binance, Polygon, OpenSea, Nethermind, Intel, and other companies. Among the investors are representatives of the government and the Royal Family of the UAE, as well as leaders from the blockchain and finance sectors.

As part of its ecosystem co-development strategy, Tria is preparing a public token distribution round that will allow users to become co-owners of the bank they use. Official announcements regarding this are expected soon on Tria’s official social media pages on X and Linktree.

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