The cryptocurrency exchange MEXC has announced a new opportunity for its users — to borrow in stablecoins USDT and USDC against Bitcoin collateral through the MEXC Loans product.
This is reported by Finway
Flexible Loans for Asset Preservation
Starting from October 27, 2025, Bitcoin holders on MEXC can instantly obtain loans in USDT or USDC, using the leading cryptocurrency as collateral. The minimum annual interest rate for such loans starts at 5%. This solution allows clients to access liquidity without losing exposure to Bitcoin’s price movements and without selling their assets.
MEXC Loans is a service that enables users to pledge one cryptocurrency to obtain another. The borrowed funds can be used for spot or futures trading, investments in Earn products, withdrawals, or other financial needs. Interest is accrued daily, and upon repayment of the loan, the collateral is returned to the owner.
Key Advantages and Lending Conditions
- Loans in USDT and USDC against BTC collateral with rates starting from 5% per annum (APR/365 — daily rate).
- The ability to take and repay loans at any moment through a convenient procedure.
- The maximum initial loan-to-value ratio (LTV) — up to 85%, which is one of the highest rates in the market.
- Loan funds are available for use in various products within the MEXC ecosystem.
- Clients maintain exposure to Bitcoin while obtaining liquidity for other operations.
“Clients will gain access to liquidity without selling their Bitcoins”.
To access the lending service, users must undergo an initial KYC identity verification. The company emphasizes that the expansion of functionality reflects MEXC’s commitment to creating modern financial tools to maximize the benefits of digital assets. Developers also promise further enhancements to MEXC Loans to support trading and investment strategies within the cryptocurrency ecosystem.
Detailed terms and instructions for using the loans are available on the official MEXC Loans page, and registration on the platform can be done via this link.