Experts from the investment bank Standard Chartered predict that the value of the cryptocurrency XRP could reach $12.50 by the end of 2028. This was revealed in a report published on the CoinDesk platform. According to analysts’ estimates, the asset demonstrates a unique position in the digital currency ecosystem, particularly in the context of cross-border payments.
This is reported by Finway
Among short-term forecasts, experts expect that by the end of 2025, XRP could rise to $5.50, and in 2026 it may reach $8. Further growth is also anticipated for 2027 — up to $10.40. Analysts note that the asset has significant potential, particularly due to changes in the leadership of the U.S. Securities and Exchange Commission (SEC), as well as expectations for the approval of an XRP-based ETF.
“This reflects expectations that the U.S. Securities and Exchange Commission (SEC) will withdraw its appeal in the case against Ripple, as well as the potential approval of an XRP-based ETF,” the report states.
Analysts also pointed out that the rise of XRP could be driven by recent changes in SEC management and the role of XRP in the development of digital finance. It is worth noting that earlier, Teucrium Investment Advisors LLC announced the launch of the first ETF based on XRP in the U.S. Additionally, U.S. President Donald Trump recently stated that XRP would be included in the strategic crypto reserve.
At the time of this report, the price of the XRP coin is approximately $1.95.