Cybercriminals are constantly devising new ways to seize citizens’ funds. They often use fake messages, suspicious investment projects, and counterfeit online resources for this purpose.
This is reported by Finway
Common Fraud Schemes
One of the most widespread schemes is the blocking of a bank card. Malefactors call or send SMS messages, posing as bank employees, and demand that victims provide their PIN, CVV code, or confirm their identity using a received code. The goal of such actions is to gain access to the victim’s account and steal money.
Another popular method is sending fake SMS and messages via messengers. Scammers write on behalf of a friend or relative, asking to borrow money. The phone number is fake, and the transfer link leads to a fraudulent website, allowing the criminals to easily access the funds.
There are also dubious investment projects that promise high returns in a short time, for example, in cryptocurrency or stocks, and persuade individuals to transfer money to a suspicious account. Ultimately, the invested funds disappear without a trace.
Fake Websites and Protection
Fake websites that imitate official government portals deserve special attention. On such resources, scammers ask users to enter their bank card details supposedly to receive “compensation” or “assistance.” In reality, this leads to a complete loss of money.
“Never disclose personal information (PIN, CVV, online banking password) — banks do not ask for this over the phone or via SMS.”
To avoid becoming a victim of fraudsters, follow these simple rules:
- do not disclose confidential information about bank cards;
- verify all links and websites, enter them manually, and do not click on those sent in messages;
- use only official banking applications and always enable two-factor authentication.
Following these tips will help keep your finances secure.