As of the end of the first quarter of 2026, the total amount of deposits of individuals in Ukrainian banks reached UAH 1.65 trillion. This is UAH 29.4 billion more than at the beginning of the year. Such dynamics indicate a growing trust of the population in the banking system of the country.
This is reported by Finway
Dynamics of growth and structure of deposits
Compared to the same date in 2025, the total increase in citizens’ deposits amounted to UAH 254.4 billion. In terms of currency, the volume of deposits in the national currency was UAH 1,073.4 billion, which is UAH 9.7 billion less than at the end of March 2026. At the same time, deposits in foreign currency increased by UAH 5.8 billion and amounted to UAH 573.8 billion.
“As of April 1, 2026, the total amount of deposits of individuals (including individual entrepreneurs) in Ukrainian banks amounted to UAH 1,647.2 billion, which is UAH 29.4 billion more than the figure at the beginning of the year.”
In the structure of depositors, the share of individual entrepreneurs (IE) at this date was 3.2%. Their total deposits reached UAH 189.5 billion.
Guarantees for depositors and the number of participating banks
After the law of Ukraine “On Amendments to Certain Laws of Ukraine Regarding Ensuring the Stability of the Deposit Guarantee System for Individuals” came into effect on April 13, 2022, 100% guarantees apply to deposits of individuals, including IEs, in Ukrainian banks during the period of martial law and for three months after its termination. After that, the maximum amount of guaranteed compensation for depositors will be UAH 600,000.
All Ukrainian banks are participants in the Deposit Guarantee Fund. As of April 1, 2026, there are 60 banks listed in the Fund’s register.